Young man crashes Lancer into Rolls Royce, gets 800,000RMB repair bill
Crashing your first car is a right of passage for every young man, you either scratch your rust bucket beauty or you do something completely crazy and jump your car like it’s the General Lee, anyone who says they never had a scratch or a ding is likely a liar or lives in an extremely rural area, or the moon. You have to feel an ounce of pain for the below young guy, apparently he was happily driving along the Nanjing Airport Express road and he went slightly over the yellow lines separating oncoming traffic, a crime in itself, but he managed to nail a 12 million RMB Rolls Royce right in the grill. The Roller, according to Chinese media reports, was parked in the central reservation.
The Phantom in question had more than a scratch, its entire hand made left front arch was caved in, the specially made tire had popped and deflated like a sad looking balloon, that tire alone will set you back 10,000rmb . The 6.7 meter long beast retails for a cool 12 million RMB in the Chinese market, this particular model belonged to a company that specializes in taking VIP’s around Nanjing and had just been sent on a mission to take a client to the airport. The good news for the kid, whom the media named as being ‘Mr. Liu’, that caused the accident is that he has fully comprehensive insurance, the bad news is that the insurance coverage covers a maximum of 500,000rmb in repairs and repairs to the Roller are totaling 800,000rmb, Mr. Liu has had its license for just a year and was happy spinning around town in his 7th generation Lancer that he had only just bought, he commented to Chinese media that he actually doesn’t drive that much and his monthly salary as a chef is just 2,000RMB or $320USD per month.
The Rolls Royce owners and the insurance company are trying to come to sort of an arrangement as Mr. Liu doesn’t have the necessary 300k extra on hand to pay for the Roller repairs and is likely looking at bankruptcy if the company pressure him into paying. The Chinese media are on Mr. Liu’s side as are the majority of netizens, saying that if a company can afford a 12 million Roller as well as a fleet of other super luxury cars they can afford a 300k bill.
Outstanding questions remain, why was the Roller parked in the middle of the road, and how did Mr. Liu fail to see a gigantic Phantom?
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I thought it’s actually against the law in China to *park* in the emergency yellow-lined lanes? really.
If so, I don’t think he is responsible for footing the bill. If they parked illegally and were hit, surely that takes some of the blame away from Mr. Liu.
“was parked in the central reservation” – need to clarify this legality. That being said, what kind of fucking idiot ‘swerves around’ over yellow lines, what, he didn’t see a 12 million dollar RR Phantom infront of his face? Me thinks buddy going to be cooking a hell of a lot of free bao zi for that company in the future.
Frank,
please STOP posting stories that you read HALFWAY and START to share where you read the stories from BEFORE you add YOUR $0.02.
According to the pictures that you obviously downloaded from a news outlet, and I read the original story, that Rolls does not have a valid license plate. and/or the status of a TEMP plate is in question as well. The company that whisked the Rolls away immediately and publicly FORGAVE Mr. Liu and said he won’t be responsible for any damages that his insurance are not going to cover.
Now, here are the two side of the stories? Is the owner doing this because he is doing something wrong (no valid plate) that he need to cover up his wrong doing? OR he is an genuine good guy?
The insurance company had issued a public statement that IF the Rolls does not have a valid license plate, they are not liable to pay due to it is not suppose to be there in the first place.
Here is my opinion:
Mr. Liu should really pay attention on driving. regardless of Rolls parked there or not, he shouldn’t pass the center line. As we often know (lived in China for a long time), those yellow lines are seriously OPTIONAL only.
It kind of sucks for the Rolls. Either it is illegal parked (which EVERYONE does) or shouldn’t be on the road at all (no valid plate). I love cars. It is sad to see a Rolls damaged at this level.
Third, if insurance is going to decline the coverage due to Rolls shouldn’t be on the road at all. I hope the owner hold up his end of the bargain and not pursue this matter further. and, insurance are just scams. They sure are quick to collect premium and SLOW to pay.
LASTLY, please stop misleading your readers by posting this type of stories without citing the original source and stop adding your comments without covering both side of the stories. This posting is clearly biased. That is simply just not good journalism. You might as well as start to write in Chinese for a Chinese news outlet. If you would want to establish this site as Auto News related leaders. This ain’t.
That reminds me I need to check the comp coverage on my insurance policy – I don’t remember if it’s 500k or if I got it upped to 1Mil.
Are insurances here bundled with the car or is every driver responsible for one?
I don’t have a car but have a driver’s license and sometimes use the company car. If something would happen, would that be covered by a car insurance?
This is a good question.
Over here, auto insurance goes with the car. So as long as the company car is insured, you should be ok.
As Gerald already pointed out it’s the car which is insured not the driver with the car. As long as you have a Chinese license then you are all set.
If you do have an accident then you will need to call the insurance company immediately or they won’t pay. They will tell you if you need to wait for an accident investigator to turn up, or if you can just get a police report and be on your way.